Partner Family Selection Criteria

Habitat for Humanity partners with families who are ready for the responsibility and challenges of home ownership, but would not qualify for a traditional mortgage. To qualify for a Habitat home, you must meet the following criteria:

Need

• You have children that will benefit from a simple, decent, affordable home

• Current housing must be substandard; either overcrowded, unsafe or high rent relative to your income

Ability to pay

• At least one adult must be employed full-time and show a consistent work history

• Your income must be within the low income cut-off range. People receiving AISH may apply if there is an additional source of income in the family
• You must have a good credit rating and not have an overwhelming amount of debt (Any bankruptcy has been discharged for at least 3 years)
• You are a legal resident of Canada and have lived in Calgary for at least one year
• Your annual family income must fall within the low income range. The income levels for 2010 are $32,400 - $67,050.

Willingness to Partner

• You are willing to help build your own home, the homes of other Habitat homeowners, and contribute to other Habitat programs "Sweat Equity"

• You are willing to accept all the responsibilities of homeownership including insurance, taxes, utilities, maintenance, and other common homeowner expenses
• You are willing to participate in Habitat's 'Family Partner Program' which offers support and guidance in all aspects of home ownership
• You are willing to work towards building solid relationships with volunteers, donors, community members and neighbours as a Habitat homeowner